Services – LMJ – The Loan Solution

Personal Loan

A personal loan is an unsecured loan that helps you meet urgent financial needs such as medical bills, travel, education, or home renovation. With minimal documentation, quick approval, and flexible repayment options, it's a convenient solution for short-term financial support

OD Limit

"An OD (Overdraft) limit is a credit facility offered by banks that allows individuals or businesses to withdraw more money than is available in their account, up to a pre-approved limit. It’s ideal for managing short-term cash flow needs with interest charged only on the amount utilized.

CC Limit

A CC (Cash Credit) limit is a short-term working capital loan provided to businesses to manage daily operational expenses. It allows you to withdraw funds up to a sanctioned limit, with interest charged only on the amount used, helping maintain smooth business cash flow.

Home Loan

A home loan is a secured loan offered by banks and financial institutions to help you buy, construct, or renovate a residential property. It comes with long repayment tenures, affordable interest rates, and tax benefits, making it easier to own your dream home.

Business loan

A business loan is a financial product designed to support entrepreneurs and businesses in managing working capital, expanding operations, or purchasing equipment. It offers flexible repayment terms, quick disbursal, and can be tailored to suit various business needs.

Car Loan

A car loan is a secured loan that helps you finance the purchase of a new or used vehicle. With flexible EMI options, quick approvals, and competitive interest rates, it makes owning your dream car easier and more affordable & Quick Disbursal.

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